Common Study Abroad Expenses

Your first step in estimating expenses is to determine what is included in the Program’s Package.  The school/organization will give you a price that you have to pay to them, and what is provided through that package varies from program to program.  Usually, it will include tuition, housing, a certain number of “culture trips” (may be extra!), transportation between hotel and school morning and afternoon (for short programs), VISA (may be extra!), and the assistance of a program advisor.

Some things to verify include:

  • Transportation Fees – does this include flights, trips to and from the school and hotel, trips to internships, extra trips offered during the program, etc.
  • Housing Fees – Is there a deposit required by the hotel? What amenities are provided by the hotel? Is breakfast offered? What about a gym or exercise facilities? Is there a mini kitchen in the room or are you required to eat out?  How about laundry facilities? An iron? Wireless? How many people in a room? 
  • Program Fees – Are all culture trips included in this price? Books? Exam software or notebooks? Transcripts?  All classroom expenses?
  • Flights – If flights are included, how many suitcases do you get free?
  • VISA – Is the VISA included or are you getting that on your own (this is important for your time considerations as well- VISA can take weeks to obtain)?
  • Books  – Are they included?

In addition to the fees required by the school, you will have a number of out-of-pocket expenses. Many of these will depend on your own choices (e.g. shared or private rooms), but certainly some of them are requisite no matter what.  A great place to find information on living expenses is Numbeo’s “Cost of Living” site or try googleing “Cost of Living in . . . . “

Below, I have attempted to list the most common expenses study abroadists face during the trip.

These costs naturally vary student-to-student, place-to-place so this is not a hard&fast list of expenses. Some of us will spend less, some more. But at least it gives you something to work from!

**[PP] = Usually included in the overall price of the program listed by the school

  • Tuition (???) – Depends on the school, location, and length of the program [PP]
  • Flights (approximately $600-$2500 one-way) – shop early, plan well. 
    • Airline Baggage Fees (US-Foreign Country = 2 free bags, then $75-$150 for the third one) – if you are flying internationally between other countries, this cost may change!).  Remember to book all you tickets at once or you might be charged for each bag on any domestic flights included in the trip. Also don’t have overweight luggage!
    • Layover Fees ($0 – $300) – Some flights involve layover delays in between each flight. Sometimes people end up spending money on food, drinks, entertainment, souvenirs, short tours of the layover stop, hotels, taxis, etc.  To avoid these extra costs, bring a book or tablet with you on the trip, take a bus if you leave the airport, and sleep in the airport if allowed.
  • Housing (usually around $1000-$1500 / month) [PP] – usually required even for home-stays.
    • Hotel Deposit ($70-$200) – Not always necessary – if required, must be paid upon arrival at the hotel. Usually will be included towards the cost of the hotel room.
    • Alternative would be finding a hostel (average $15-$50/night) or staying with someone you know.
    • Costs for Hotel Amenities (Gym, Trash, Wireless, Recycling, Laundry, Dry-Cleaning, House-Keeping, etc.) are sometimes not included in given hotel fee.  Ask your program director what is and is not included.
  • VISA ($0-$500) – Usually free if you stay less than 90 days. [PP]
    • If you do require a VISA and you have to get your own, it may require traveling to a major city to the nation’s embassy twice (once to drop off paperwork and once to pick up the VISA). This often adds an extra hotel and transportation cost for the trip.
  • US Passport ($135) – ALWAYS required. Check out our Passport page for more information.
  • Textbooks ($60-???) – Depends on your program, classes, etc.
  • Transportation ($100-???) – Costs can run at very small if you mostly walk to pretty high if you take taxis or have to pay extra money for culture trips or tours. Walk, Bike, or take a Bus if you can.  Save a minimum $100 just in case!
  • Food ($100-$1000/month) – Depends on location, length of program, and what you eat.  Can range from minor amounts to extremely costly.  To save money try cooking for yourself (especially in the hotel has a kitchenette), eating on the street, or finding restaurants that serve the local workers. Avoid cafes, nicer dinner establishments, or tourist shops.  Organic or Vegetarian options often cost more.  You can always bring a tub of peanut butter and live on sandwiches or bring some boxes of Mac&Cheese!  Not to say you can’t taste some good traditional cuisine! Yummy 🙂
  • Excursions ($50-$200/week w/ $300-$400 for one weekend away trip) – We all want to visit the cultural sites and stop off at a good club now and again.  Try to set aside $50-$200/week (more or less depending on what you’re doing), and spread out the costlier places over the duration of the trip.  I’ve never seen a student manage a study abroad trip without at least one major trip to a different country or city, so save $300-$400 for that one weekend traveling expedition.
  • Souvenirs ($100-$250) – You may not spend it all, or you might spend more. But I’d try to set aside this amount as your base.
  • Clothing ($100-???) – Entirely up to you!  But at least $100 in case you find a t-shirt or jewelry or a hat or something.
  • Suitcases ($100-$150 each) 
  • Common Surprise Extras
    • Medication (for the whole time)
    • Iron (if you have a suit) or Dry-Cleaning
    • Laundry 
    • Internet (if you don’t have wi-fi, you can sometimes rent a router)
    • Phone Service (a lot of international travelers rent a phone and plan for their trip)
    • Insurance (Health and Renters)
    • Gym / Exercise
    • Kitchen Appliances for the room
    • Living Supplies (shampoo, conditioner, soaps, dish soap, blankets, towels, hair dryers, plates, trash bags, etc.)
    • Clothing (emergency shirts, pants, suits, shoes, hair things, hats, etc. – you packed for hot and it’s cold, you packed for hiking and you suddenly have an internship with a company.
    • Doctor’s Bills – food poisoning, broken bones, etc.
    • Appliances – extension cords, adapters, chargers, padlocks, etc.
    • School Supplies – pencils, notebooks, etc.

So What About You?  Any Costs You’d Add To The List?

An Issue of Money for Fin Aid Student Travelers

Check out our Airlines and Hotel Arrangements pages on the Website!!

One of the first things you will need to look into is arranging for your airline and accommodation reservations.  However, don’t get too excited and run right out there to grab the first plane ticket you find–these things take a little forethought first. The first thing you need to remember is that you are paying for the plane tickets (and maybe housing) out of pocket, at least to begin with. You’re probably paying for this little excursion with financial aid money, but think back to all those other semesters. When do you get the money?-after classes have started. The government doesn’t like to hand out money until they know you are attending class.  The problem here is that your student abroad financial aid is run the same way–you aren’t going to see a penny until after the classes have begun. See where this is going? 

You will definitely be paying for airline tickets with your own money–pretty much no school covers that cost for you.  If you’re lucky, the school will arrange for housing for you. If they have a large group, sometimes hotels offer group rates to universities. Since that has to be paid in advance, the school will pay for it and you will just be charged a “housing fee” in tuition, which can be paid after you get fin aid, like any normal semester.  If they don’t arrange housing though, you’re going to probably have to at least pay the deposit on the hotel room, which may be a few hundred bucks

 
The second thing you need to remember is that financial aid always underestimates.You will get a “refund” for the money spent on housing and travel–just like the living expenses in a normal semester. But remember how that book allowance was never nearly enough for your school books?  Well, you may only get a “flight allowance” for $1000, when your plane tickets alone may be as high as $3000 by the time you cover both ways. And housing allowances are often too short as well.  So don’t count on the whole amount being refunded to you–some of this money you’ve got to come up with on your own.
 
Now this may not mean much to some, but to those who need to pinch pennies–this is a HUGE fee.  So shop around a little, check out what’s available and see what options fit your needs.

“Working Class Students Find Low-Cost Education Abroad”

“Working Class Students Find Low-Cost Education Abroad”

by Zhao Xinying via USA China Daily

“With universities and colleges in European and Asian countries providing low-cost overseas study programs, an increasing number of working-class parents are sending their children abroad, which means that studying overseas is no longer the exclusive privilege of students from rich families.  According to the 2012 Blue Book of Global Talent . . . “

 

While this article speaks only of students from China; other students around the world are also starting to take advantage of the lower prices.  It’s something US students are increasingly taking advantage of! (German Universities are particularly noteworthy).